Our Home Loans

Get the best deal with SouthFork Funding.

Ready to get started? Get approved now.


SouthFork Funding offers a range of mortgage loan options designed to help you secure the best deal for your home financing needs. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we have flexible and competitive loan programs tailored to your specific situation.

Unlocking Your

Homeownership Potential

FHA Home Loan

With SouthFork Funding, you can qualify with a 500 FICO® Score and 3.5% down payment

VA Home Loans

With SouthFork Funding, you can qualify with a 500 FICO® Score and 3.5% down payment

Jumbo Home Loans

With SouthFork Funding, you can qualify with a 500 FICO® Score and 3.5% down payment

Fixed Rate Mortgage

These feature a lower initial interest rate that can change later in the term. Learn more about this option.

Non-Qualified

Mortgage Programs

Experience the Freedom of SouthFork Funding's

Non-QM Programs for Your Home Financing Needs

SouthFork Funding offers a diverse selection of lending solutions. Our Non-QM Programs allow you to purchase your dream home or refinance your current mortgage to get back on track. See below for additional information about our Non-QM Programs.

Reverse Mortgage

Your retirement matters to us.

At SouthFork Funding we treat each customer as an individual, not a number. Eliminate your monthly mortgage payments during these unsettled times and give yourself greater peace of mind.